Buying your first home should feel exciting, not exhausting. But if you're like many first-time buyers in today's market, you may be feeling more frustrated than fired up. Between rising prices, limited inventory, and the overwhelming amount of information online, it’s easy to feel like your dream of homeownership is out of reach. The good news? You don’t have to navigate this journey alone.
That’s where I come in, to not only simplify the process, but to help you find creative solutions that make owning your first home a reality. Here are some of the most common obstacles first-time buyers face- and how my team and I help you overcome them:
1. We can’t afford a move-in ready home.
It’s a common scenario: you fall in love with a turnkey home only to be priced out by the time you're ready to make an offer. Mary helps buyers reframe the conversation.
My Solution: Consider a fixer-upper in a desirable location. With the right guidance, a "project home" can be transformed into your dream space, and at a lower entry price. We can connect you with trusted contractors, lenders who understand renovation loans, and properties with untapped potential.
2. The interest rates are too high.
Rates have climbed, and that monthly payment doesn’t look as friendly as it used to.
My Solution: My team and I negotiate strategic buy-downs with sellers, which can significantly reduce your interest rate (and monthly payment) for the first few years. For example, some sellers are offering $10K+ toward rate buydowns - a huge help for first-time buyers getting started. Buydowns help reduce your interest rate over a period of time, for example a 3-2-1, would reduce your interest rate by 3% the first year, 2% the second and 1% the third year by which stage you will be able to negotiate your interest rates.
3. We don’t have a big down payment.
Saving for a down payment while renting and covering daily expenses is not easy.
My Solution: I connect buyers with first-time homebuyer programs that offer down payment assistance, grants, or low-down-payment loan options. I also partner with lenders who specialize in helping buyers qualify with as little as 3% down.
4. We’re overwhelmed and don’t know where to start.
Buying a home is a big decision, and the process is filled with unfamiliar steps.
My Solution: My team and I act as your guide, educator, and advocate. From the first conversation to the closing table, we break things down in clear, simple terms and make sure you feel confident every step of the way.
5. We’re afraid of making the wrong decision.
Many buyers worry they’ll regret their purchase, whether it’s choosing the wrong neighborhood, overpaying, or buying a home with hidden issues.
My Solution: I bring years of experience, neighborhood expertise, and a deep understanding of market trends. I help you spot red flags, weigh pros and cons, and make a smart, informed choice.
Ready to Take the Next Step?
You don’t need to have it all figured out. You just need someone who knows how to get you from dreaming to door keys.
If you’re a first-time buyer feeling stuck, I’ll help you explore your options, overcome obstacles, and find a home you love, without the overwhelm.
Let’s make home happen.
650-773-4999
[email protected]